:root{--navy:#1e3a5f;--teal:#2563eb;--teal-dark:#1d4ed8;--gold:#d4a853;--bg:#f0f4f8;--white:#fff;--text:#1a202c;--muted:#5a6c7d;--card:#fff;--border:#dde4ea;--radius:12px}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:"PingFang SC","Microsoft YaHei",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--text);font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased}
a{color:var(--navy);text-decoration:none;transition:color .2s}
a:hover{color:var(--teal)}
.top-bar{background:var(--navy);color:#cbd5e0;padding:8px 5%;text-align:center;font-size:13px}
.top-bar a{color:#fff;font-weight:600}
.top-bar a:hover{color:var(--gold)}
header{display:flex;justify-content:space-between;align-items:center;padding:14px 5%;background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100}
.logo-fin{font-size:20px;font-weight:800;color:var(--navy);display:flex;align-items:center;gap:10px}
.logo-fin img{border-radius:6px}
nav{display:flex;gap:8px;align-items:center;flex-wrap:wrap}
nav a{color:var(--text);font-size:14px;font-weight:500;padding:8px 16px;border-radius:8px}
nav a:hover{color:var(--teal)}
nav a.active{background:var(--teal);color:#fff}
.btn-teal{background:var(--teal);color:#fff!important;padding:10px 24px;border-radius:8px;font-weight:600!important}
.btn-teal:hover{background:var(--teal-dark);color:#fff!important}
.dashboard-wrap{padding:40px 5%;max-width:1200px;margin:0 auto}
.dashboard-grid{display:grid;grid-template-columns:2fr 1fr;gap:24px;margin-bottom:40px}
.dash-left{display:flex;flex-direction:column;gap:24px}
.hero-card{background:linear-gradient(135deg,#2563eb,#1d4ed8);border-radius:var(--radius);padding:48px 40px;color:#fff}
.hero-card .hc-badge{display:inline-block;background:rgba(255,255,255,.18);padding:5px 16px;border-radius:50px;font-size:13px;margin-bottom:16px}
.hero-card h1{font-size:38px;font-weight:800;line-height:1.25;margin-bottom:12px}
.hero-card .hc-sub{opacity:.9;font-size:16px;margin-bottom:28px;line-height:1.7}
.hero-card .hc-btns{display:flex;gap:12px;flex-wrap:wrap}
.hero-card .hc-btns a{text-decoration:none;font-weight:700;font-size:15px;padding:12px 28px;border-radius:8px}
.hero-card .hc-btn-white{background:#fff;color:#1d4ed8}
.hero-card .hc-btn-white:hover{background:#f0f4f8}
.hero-card .hc-btn-outline{background:transparent;border:2px solid rgba(255,255,255,.55);color:#fff}
.hero-card .hc-btn-outline:hover{border-color:#fff;color:#fff}
.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.stat-card{background:var(--white);padding:20px;border-radius:var(--radius);box-shadow:0 2px 8px rgba(0,0,0,.04);border:1px solid var(--border);text-align:center}
.stat-card .sc-icon{font-size:24px;margin-bottom:6px}
.stat-card .sc-val{font-size:26px;font-weight:800;color:var(--navy)}
.stat-card .sc-label{font-size:13px;color:var(--muted)}
.dash-right{display:flex;flex-direction:column;gap:24px}
.side-card{background:var(--white);border-radius:var(--radius);padding:24px;box-shadow:0 2px 8px rgba(0,0,0,.04);border:1px solid var(--border)}
.side-card h3{font-size:17px;margin-bottom:14px;color:var(--navy)}
.side-card .tip-list{list-style:none}
.side-card .tip-list li{padding:10px 0;border-bottom:1px solid var(--border);font-size:13px;color:var(--muted);display:flex;align-items:flex-start;gap:8px}
.side-card .tip-list li:last-child{border-bottom:none}
.side-card .tip-list li .tip-num{background:var(--teal);color:#fff;width:22px;height:22px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;flex-shrink:0}
.feature-table{background:var(--white);border-radius:var(--radius);padding:36px;box-shadow:0 2px 8px rgba(0,0,0,.04);border:1px solid var(--border);max-width:1200px;margin:0 auto 40px}
.feature-table h2{text-align:center;font-size:26px;margin-bottom:24px;color:var(--navy)}
.ft-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.ft-item{text-align:center;padding:20px;border-radius:8px;transition:background .2s}
.ft-item:hover{background:var(--bg)}
.ft-item .ft-icon{font-size:38px;margin-bottom:10px}
.ft-item h4{font-size:15px;margin-bottom:6px;color:var(--navy)}
.ft-item p{font-size:13px;color:var(--muted);line-height:1.7}
.content-section{background:var(--white);border-radius:var(--radius);padding:40px;box-shadow:0 2px 8px rgba(0,0,0,.04);border:1px solid var(--border);max-width:1200px;margin:0 auto 40px}
.content-section h2{font-size:22px;color:var(--navy);margin:26px 0 12px}
.content-section h2:first-child{margin-top:0}
.content-section p{margin-bottom:14px;color:#333;line-height:1.9}
.content-section ul,.content-section ol{margin:14px 0;padding-left:24px;color:#333}
.content-section li{margin-bottom:8px}
.content-section strong{color:var(--navy)}
.faq-item{border-bottom:1px solid var(--border);padding:20px 0}
.faq-item:last-child{border-bottom:none}
.faq-item h2{font-size:18px;color:var(--navy);margin-bottom:8px;margin-top:0}
.faq-item p{color:var(--muted);line-height:1.8}
.page-head{background:linear-gradient(135deg,#2563eb,#1d4ed8);color:#fff;padding:56px 0;text-align:center}
.page-head h1{font-size:34px;font-weight:800;margin-bottom:10px}
.page-head p{opacity:.9;font-size:16px;max-width:640px;margin:0 auto}
.dl-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;max-width:1200px;margin:0 auto 40px}
.dl-card{background:var(--white);border-radius:var(--radius);padding:30px;border:1px solid var(--border);text-align:center;transition:all .25s}
.dl-card:hover{transform:translateY(-4px);border-color:var(--teal);box-shadow:0 8px 24px rgba(37,99,235,.12)}
.dl-card .plat{font-size:14px;color:var(--muted);margin-bottom:8px}
.dl-card h3{font-size:19px;color:var(--navy);margin-bottom:6px}
.dl-card .ver{font-size:13px;color:var(--muted);margin-bottom:16px}
.dl-card .btn-dl{display:inline-block;background:var(--teal);color:#fff;padding:10px 28px;border-radius:8px;font-weight:600}
.dl-card .btn-dl:hover{background:var(--teal-dark);color:#fff}
.article-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;max-width:1200px;margin:0 auto 40px}
.article-card{background:var(--white);border-radius:var(--radius);padding:28px;border:1px solid var(--border);display:flex;flex-direction:column;transition:all .25s}
.article-card:hover{transform:translateY(-4px);border-color:var(--teal);box-shadow:0 8px 24px rgba(37,99,235,.12)}
.article-card .cat{font-size:13px;color:var(--teal);margin-bottom:8px}
.article-card h2{font-size:19px;color:var(--navy);margin-bottom:10px}
.article-card p{color:var(--muted);font-size:14px;flex:1;margin-bottom:16px}
.article-card a.more{font-weight:600;color:var(--teal)}
article{background:var(--white);border-radius:var(--radius);padding:44px;box-shadow:0 2px 8px rgba(0,0,0,.04);border:1px solid var(--border);max-width:860px;margin:40px auto}
article h1{font-size:30px;font-weight:800;color:var(--navy);margin-bottom:8px}
.meta{font-size:13px;color:var(--muted);margin-bottom:26px;padding-bottom:18px;border-bottom:1px solid var(--border)}
article h2{font-size:22px;color:var(--navy);margin:30px 0 12px}
article p{margin-bottom:14px;color:#333;line-height:1.9}
article ul,article ol{margin:0 0 18px 24px;color:#333}
article li{margin-bottom:8px}
article strong{color:var(--navy)}
.cta-strip{background:linear-gradient(135deg,#2563eb,#1d4ed8);text-align:center;padding:60px 6%;color:#fff;margin:40px auto}
.cta-strip h2{font-size:28px;margin-bottom:12px;color:#fff}
.cta-strip p{opacity:.9;margin-bottom:28px}
.cta-strip .btn-white{background:#fff;color:#1d4ed8;padding:14px 40px;border-radius:8px;font-weight:700;font-size:16px;display:inline-block}
.cta-strip .btn-white:hover{background:#f0f4f8}
footer{background:var(--navy);color:#94a3b8;padding:50px 5% 30px;margin-top:60px}
footer .f-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:24px}
footer h4{color:#fff;font-size:15px;margin-bottom:12px}
footer a{color:#94a3b8;display:block;margin-bottom:8px;font-size:13px}
footer a:hover{color:#fff}
footer .f-bot{border-top:1px solid #2d5a87;padding-top:20px;text-align:center;font-size:13px}
@media(max-width:768px){
  .dashboard-grid{grid-template-columns:1fr}
  header{flex-direction:column;gap:10px;padding:12px 5%}
  nav{justify-content:center}
  nav a{padding:6px 12px;font-size:13px}
  .hero-card h1{font-size:26px}
  .hero-card{padding:32px 24px}
  .stat-row{grid-template-columns:1fr 1fr}
  .page-head h1{font-size:26px}
  .content-section,article{padding:24px}
  footer .f-grid{grid-template-columns:1fr 1fr}
  body{font-size:16px}
}
@media(max-width:480px){
  .stat-row{grid-template-columns:1fr}
  .hero-card .hc-btns{flex-direction:column}
  nav a{padding:5px 8px;font-size:12px}
  .dl-grid,.article-grid{grid-template-columns:1fr}
}